Writings Environment PREVair - 4

Annex 1

Examples of companies and sectors helped by PREVair loans

Primary sector

• sawmills

• equipment to analyse car exhausts
• dust absorption system for woodcutting machine
• collection and treatment of CFC (freon)
• neutralization of washing and rinsing effluents
• energy-efficient industrial boiler
• paint cabin responding to latest environmental standards of low VOC emissions
• set-up of selective collection of solid waste
• purchase of new fuel tank with safety retention basin for accidental spills
• filtration and recycling of paint pigments
• paper recycling system
• wet tubular filter for smokestack
• low emission wood treatment unit with retention basin to prevent groundwater contamination in case of accidental release
• closed-water circuit
• wood waste-burning industrial boiler with heat exchanger
• wastewater treatment plant with quality control system of final effluent
• electric elevating vehicle
• thermal and phonic isolation of workspace
• machine to produce environmentally-sound packaging
• low water consumption cleaning system
• insonorisation of high-noise machine
• ergonomic workplace
• alarm system for storage area of hazardous materials and waste
• anti-pollution control instrumentation

Annex 3

Members of the PREVair Committee of Experts

Note: each member nominates a person competent in environmental affairs. Each member is independent and has a right of veto
.

name of member	description of organization
Banque Populaire du Haut-Rhin	local private co-operative bank
local governments:
General Council of the Upper Rhine	elected government of the "Départment" of the Upper Rhine
Regional Council of Alsace	elected government of the Region (equivalent to a state, province or Land) of Alsace
City of Mulhouse	local city government
NGOs (business and others)
Chamber of Commerce and Industry	non-profit business association of Upper-Rhine
Chamber of Agriculture of the   Upper-Rhine	non-profit association of farmers Upper-Rhine
Chambre de Métiers d'Alsace	Arts and Crafts Chamber of Alsace
European Institute ECO-Conseil	internationally active local environmental NGO
Institute of Industrial Promotion	local public training body for business
APAVE	consulting company specialized in energy efficiency
INERIS	regional branch of National Institute for Risk Management
national governmental bodies
ADEME (like non-regulatory part of EPA)	regional branch of national Agency for Environment and Energy Management
Agence de l'Eau Rhin-Meuse	Agency of the Rhin-Meuse watershed
DDAF, Departmental Directoratefor Agriculture and Forests	regional branch of national government agency for Agriculture and Forests
DIREN	regional branch of Ministry of the Environment
DRIRE regional directorate for industry and research	regional branch of National Agency for Industry and Research
private companies
Coopérative Agricole de Céréales farmers's	co-operative for cereals
Ferrari Enterprise	demolition and recycling company
Gerber & Cie	sawmill
Ets Ravicolor	paint manufacturer
Henry Gros company	environmental engineering consulting
Reynolds Aluminum	international aluminum company

Annex 4

Strong points / benefits of PREVair environmental credit scheme

in general

• demand-driven
• decentralized at local agency level
• focuses on hard to reach small companies
• promotes employment creation activities (especially environmental industries)
• focused on reducing otherwise hard to get to diffuse pollutions of all kinds   (air  pollution, greenhouse gases, water pollution, non-toxic waste, toxic waste)
• loans to recycling companies promote a local job-intensive industry which has a
• vested interest in the actual implementation of higher standards.
• grassroots programme with strong ownership by local business community
• multi-million 8 year track record of investment in over 300 hundred companies
• strict separation between financial and environmental decision-tracks

• below market interest rate
• independence of the eco-counsellor from technology vendors
• technical assistance by eco-counsellor paid for by bank
• additional service from the bank
• in some cases, free positive publicity
• definition of the needs is an educational process in itself, and gets company used to the mechanism of an environmental audit (opens doors to EMAS or ISO 14001).
• diminishes risk of future expensive regulatory requirements or or potential fines

- it provides a natural checks and balances mechanism, and minimizes the risks of conflicts of interests or of cronyism;

- it includes nearly all other public institutions which could co-finance a loan;

- it promotes innovative partnerships and ancillary benefits (opening up of lateral

channels of communication, closer relationships between members, especially between the business/ agriculture organizations and public authorities

- it motivates the business/ agriculture organizations to promote environmental responsibility within their membership.

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